Woman Withdraws 24-Year-Old Savings of Childhood 'Hongbao' Money, Now a Treasured Memento
A woman from Hangzhou, Xiao Jing, recently withdrew a time deposit that had been stored for 24 years, which was initially deposited when she was just 9 years old. The deposit was made up of her childhood "hongbao" (red envelope) money, which her parents had carefully saved and invested for her future. This heartwarming story has captured the hearts of many, as it reflects on the family's love and nurturing.

17 February 2025
Xiao Jing had been depositing her annual "red envelope" money into a savings account with the encouragement of her parents. Over the years, she had withdrawn most of her savings, but this particular account was left untouched. She recalled that 10 years ago, she had considered withdrawing the money but was advised by a bank staff not to do so, as it would result in a loss of half a year's interest. She decided to leave the money in the account, and it has now grown to a total of 1,674.2 yuan, including interest, with an annual interest rate of 2.25%.
When Xiao Jing finally withdrew the money, she felt a sense of joy and nostalgia. Although the amount may seem modest, she has chosen to keep the cash as a memento, rather than spending it. For her, the value of the money lies not in its monetary worth but in the sentiment and love that it represents. At the age of 33, Xiao Jing feels grateful to have been able to keep her childhood savings intact, symbolizing the love and care of her family as she grew up.

This story has resonated with many, reminding them of the importance of family, love, and the value of preserving memories. It also highlights the significance of teaching children the importance of saving and financial planning from a young age, as Xiao Jing's parents did. As news of her story spreads, it is likely to inspire others to reflect on their own relationships with family and the memories they have created over the years.
The annual ritual of depositing her red envelope money into a savings account was a constant in her life for as long as she could remember. The savings, which had been untouched for 24 years, accumulated over time. Describing the moment she received the money, Xiao Jing expressed her joy, "When I withdrew the money, I felt very happy. I've decided to keep the cash at home as a memento and have no intention of spending it." This decision reflects not just the monetary value of the savings but the sentimental worth it holds as a reminder of her childhood and the tradition shared with her parents.
This act of saving her red envelope money for nearly a quarter of a century symbolizes more than just a lucrative savings plan; it represents a journey through her early years, a testament to the values of thriftiness and patience instilled in her by her parents. The money, now a keepsake, serves as a tangible connection to her past and a reminder of the love and thoughtfulness with which her family approached her upbringing.
The story has sparked a discussion among netizens, with some viewing it as a good savings method and others criticizing the low interest, deeming it not worth the long wait. Regardless of the financial implications, Xiao Jing's decision to keep the money as a memento highlights the importance of emotional value and the role of family in shaping our financial habits. As the news continues to inspire reflection on family, love, and memory preservation, it serves as a poignant reminder of the enduring power of tradition and the importance of starting financial planning from a young age.
Comments

Share this article
Related Articles

China's Shift Away from Overwork Culture: A New Era of Work-Life Balance
By Trending on Weibo
Culture
11 Mar 2025

Long-Distance Commuting: A Reflection of Modern Work-Life Struggles
By Trending on Weibo
Culture
11 Mar 2025

The Uxorilocal Husband: Unpacking the Complexities of a Traditional Chinese Marriage Custom
By Trending on Weibo
Culture
11 Mar 2025

Mountain Guide Earns $45,000 in a Year: The Lucrative Business of Experience Economy
By Trending on Weibo
Culture
11 Mar 2025

China's Timeless Heritage: A Journey Through History and Culture
By Trending on Weibo
Culture
6 Mar 2025