Scammers Target Your Phone's NFC Function: How to Protect Yourself
In recent years, the NFC function on mobile phones has become a new target for scammers, who are using this feature to steal users' bank card information and directly withdraw funds from their accounts. The scammers are exploiting the convenience of NFC technology, which allows for short-range wireless communication between devices, to deceive unsuspecting victims into revealing their sensitive financial information. By posing as legitimate customer service representatives or using other tactics to gain trust, the scammers are able to manipulate users into enabling NFC functionality and binding their bank card information to fake software, resulting in the theft of their funds.
24 February 2025
Scammers typically use tactics such as screen sharing, inducing victims to download unknown applications, and creating emergency situations to lower the victim's alertness, guiding them to bind their bank card information to fake software through the NFC function. They may pose as airline customer service representatives or other legitimate institutions to create a sense of urgency and lower the victim's guard. They then use the NFC function to directly read and transfer funds from the victim's card. Additionally, scammers may use remote control to create a sense of fear, making the victim believe that the operation is legitimate, and further increase their trust. They may also send fake "successful cancellation" messages to make the victim relax their vigilance, delaying the discovery of the theft.
To avoid falling prey to scams, users must exercise extreme caution when using their phone's NFC functionality. It is crucial to understand the proper usage of NFC and to be mindful of the permissions granted to applications. Clicking on unfamiliar links should be avoided at all costs. Furthermore, users should implement robust technical security measures to safeguard their mobile devices and protect their personal assets. By being vigilant and taking proactive steps, individuals can effectively shield themselves from potential threats and maintain the security of their phones. Experts recommend being particularly cautious when using NFC in untrusted environments, as this can significantly reduce the risk of falling victim to scams.
To protect themselves, users should take proactive steps such as disabling NFC permissions for applications that do not require them, thereby limiting potential vulnerabilities. Verifying the security and legitimacy of apps and links before engaging with them is paramount. This includes being cautious of links sent via text or email, and only downloading apps from trusted sources like official app stores. Keeping mobile operating systems and security software up to date is also vital, as manufacturers regularly release updates that patch security vulnerabilities. By staying informed about the latest scams and taking these simple yet effective precautions, individuals can significantly reduce the risk of their NFC functionality being leveraged by scammers. By adopting a proactive and vigilant approach, users can safeguard their personal and financial information from those who would seek to exploit the NFC functionality of their phones for nefarious purposes.
